For Total Rewards
Optimise your benefit budget with precision
Total Rewards leaders carry the full P&L of the benefit programme. Toduba gives you the modelling layer to identify under-utilised spend, test reallocation scenarios, and present data-backed recommendations to finance.
The Problem
Benefit spend that cannot justify itself
In most mid-size organisations, a significant share of the benefit budget covers benefits with low utilisation. Without utilisation-linked preference data, every renewal is a negotiation without facts.
Visibility
Spend without utilisation data
Premium payments leave the budget each month, but without a clean read of which benefits are being used by which population, it is impossible to identify where cost reduction is safe.
Scenario modelling
No fast what-if capability
Testing benefit reallocation scenarios means rebuilding spreadsheet models from scratch. A finance review request can require days of preparation rather than a same-day briefing.
Stakeholder reporting
Weak ROI narrative for leadership
Finance and the board want to see benefit ROI in the same terms as other HR investments. Without per-benefit utilisation and preference data, a compelling ROI case is difficult to construct.
Budget Optimisation
Scenario modelling that runs in minutes, not days
Toduba reads your current spend allocation, identifies low-utilisation lines, and generates alternative scenarios ranked by workforce satisfaction impact per euro spent.
- Per-benefit utilisation rates broken down by segment and cost centre
- What-if scenario builder with live budget and satisfaction impact preview
- Board-ready export with cost vs. impact summary for each scenario
- GDPR-compliant aggregated reporting, no individual-level data exposed
Platform Capabilities
Everything a Total Rewards leader needs in one workflow
Toduba is designed for the full annual benefit cycle: from data ingestion and preference analysis to scenario modelling, configuration, and stakeholder reporting.
Data
Utilisation analytics
Claim frequency and spend per benefit, segmented by workforce population. Identify which benefits are generating value and which are paying for coverage nobody uses.
Modelling
Budget scenario builder
Test reallocation scenarios in real time. Adjust each benefit category and see the projected impact on workforce satisfaction score and total cost before committing.
Reporting
Board-ready outputs
One-click export to PDF or Excel. Each scenario includes a benefit-by-benefit cost breakdown, utilisation rates, and projected satisfaction impact for executive review.
Compliance
GDPR-aligned data handling
All analytics are presented at the aggregate level. Individual employee data is never surfaced in reports. All data is processed and stored within the EU under Article 28 DPA agreements.
Make your next benefit renewal your strongest
Book a demo and see how Toduba turns your existing claim data into a clear optimisation roadmap with a quantified business case.